Any injury that causes permanent or temporary partial or total disability will entitle the injured person (insured) to be indemnified. In the event of mortality due to any accident, family members (beneficiaries) will be indemnified, and repatriation costs of the mortal remains will be covered disabilities resulting from accident. Simple accidental disability examples can be loss of speech, limbs, or sight.

With a Smart Device Insurance plan, you can ensure and protect important day to day devices. The plan covers the cost of repairing or replacing your devices if they are lost, damaged (accidental or liquid damage) or stolen.

Domestic helper insurance aims to provide compensation to the employer for the loss of the services of the domestic helper due to specific risks and cover the cost of sourcing a replacement. The compensation is based on actual costs incurred for the sourcing of the domestic helper, up to the specified limits shown in the option purchased.

You will have access to legal support and a 24/7 Help Desk Hotline. Our team comprises skilled industry experts in cyber-crimes that are available to guide you with incident management and legal support around the clock.

Property insurance provides businesses like yours with financial compensation in cases of damage, theft, floods, fires or sabotage caused by a third party. Policy options such as:

• Fire and Perils Insurance: This policy normally covers the property insured against losses/damages arising due to fire, lightning, earthquake, storm or tempest, flood, and aircraft damage and other named perils.
• Property All Risks Insurance: The Property All Risks Insurance Policy offers wider coverage than Fire and Allied Perils Policy by covering accidental physical loss of or damage to the Property Insured.
• Business Interruption Insurance: A form of insurance coverage that replaces business income lost as a result of damage to the property.
• Sabotage & Terrorism Insurance: The policy covers physical loss or damage to building and contents which belong to the insured directly caused by Act of terrorism, Sabotage, Riots, strikes and/or civil commotion and Malicious damage.

Engineering insurance covers construction businesses, their plants, machinery and equipment from a wide rang of risks that can occur in the engineering field. Policy options such as:

• Contractors All Risk (CAR) Insurance: This is an "All Risk" policy covering sudden and unforeseen physical damage to contract works under construction insured by any cause or peril not specifically excluded under the policy.
• Machinery Breakdown Insurance: This policy covers the unforeseen and sudden accidental physical damage to insured machinery, plant and equipment while at work / rest and whilst being dismantled or removed or re-erected, within the same premises. It also covers loss or damage due to faulty operation, adjustment, casting, vibration, entry of foreign objects, loosening of parts, self-heating, and centrifugal force.
• Electronic Equipment Insurance: The policy provides coverage against unforeseen and sudden physical loss or damage to the electronic equipment and data media that occurs owing to perils other than those specifically excluded.
• Deterioration of Stock Insurance: This policy provides cover for loss of or damage by deterioration or putrefaction to goods stored in any cold storage space specified. Deterioration caused by a rise or fall in temperature due to breakdown or accidental damage to the refrigeration, failure of the public electricity supply, action of escaping refrigerant fumes.

Whether is the loss or theft of money, disability of employees, or travel insurance for your business trips, we've got you covered. Policy options such as:

• Money Insurance: This insurance policy will provide indemnity following the theft or loss of money whilst in Transit, on the Premises during business hours and outside business hours, on the Premises whilst contained in a Locked Safe or Strongroom, at an Authorized Person's residence and damage to Safes and Strongrooms.
• Fidelity Insurance: This Insurance is a form of insurance protection that covers policyholders for losses that they incur as a result of fraudulent acts by specified individuals. It usually insures a business for losses caused by the dishonest acts of its employees.

Liability insurance is designed to protect your business against third party claims. If someone files a lawsuit against your business, we got you covered. Policy options such as:

• Public Liability Insurance: Public liability insurance covers the legal liability claims against Insured by the third party that arising out of the business activities.
• Product Liability Insurance: Product liability insurance covers the cost of compensating anyone who is injured by a faulty product that your business designs, manufactures or supplies.
• Workmen's Compensation Insurance: This is an insurance program that provides compensation to employees who suffer job-related injuries and illnesses. In general, an employee with a work-related illness or injury can get workers' compensation benefits regardless of who was at fault — the employee, the employer, a coworker, a customer, or some other third party.
• Employers Liability Insurance: "Employers' liability insurance covers the cost of compensating employees who are injured at or become ill through work.
• Professional Indemnity Insurance: "Professional indemnity insurance covers the cost of compensating clients for loss or damage resulting from negligent services or advice provided by a business or an individual.
• Directors & Officers Liability Insurance: "D&O insurance covers the cost of compensation claims made against business's directors and key managers (officers) for alleged wrongful acts.

Marine insurance at Solidarity provides you with full coverage and compensations on lost or damaged cargo or machinery. Policy options such as:

• Marine Cargo Insurance: Cargo insurance (also known as marine, shipping or freight insurance) covers the loss, damage or theft of commodities while in transit.
• Marine Hull Insurance: Marine Hull Insurance covers physical loss or damage to the hull and machinery which constitute the ship itself.

Life Insurance is an important part of an individual's safety net, in particular if you have dependents. It protects your family against life's uncertainties or when you wish to put some money aside for the future.

This coverage protects your family from financial hardship by paying off outstanding loan payments should the worst happen to you.

A "Credit Life Insurance" is compulsory with mortgages and secured loans; as loans are large financial obligations, this policy insures the borrower against death.

Tasheelat Insurance also offers Shari'a compliant Life products which are ideal for your children's future education plans.